Mike Johnston, The Online Photographer:

Many pictures without a particular accent (in which case we might call them "scenes") can work, but, still, most we see are just settings. I think it's the biggest flaw I see in all the photographs I look at out on the Web. Endless waves of pictures washing ashore in which the photographer has found yet another setting, but that is all.

One has to look a little harder these days to find a photo with punctum.